Enter your debt, drag a slider, watch your payoff date move in real time. The only app built around getting you completely debt-free — with a finish line you can actually see.
Most apps are built around tracking the past. ClearWealth is built around your future — the exact date you stop owing anyone anything.
Paying minimums feels pointless when you cannot see the end. Most people do not know their debt-free date within 5 years. That uncertainty is paralyzing.
Charts and categories are fine. But knowing you spent $340 on dining last month does not tell you how to escape debt faster. You need a plan, not a report.
YNAB, Mint, Monarch — built to keep you budgeting forever. ClearWealth is built so you graduate out of it. Debt-free and financially independent.
Snowball or avalanche — see your exact payoff date and watch it move as you adjust payments. Confetti when you hit $0.
Ask anything. Gets your real debts, spending, and goals — and gives advice specific to your actual numbers. Not generic tips.
Give every dollar a job. Guided 3-step setup. Envelopes, rollover, and a live left-to-assign counter that hits $0 when done.
Connect 12,000+ banks via Plaid. Transactions import automatically. Auto-categorization rules handle the rest.
What if you got a raise? Cut dining? Refinanced your car? See the exact impact on your debt-free date before you commit.
Lean, Regular, Fat FIRE — find your exact financial independence number and the year you can retire on your terms.
Pattern detection that surfaces what you would never notice. You spent 40% more on dining than last month — here is what changed.
A single A to F grade built from 5 real factors — savings rate, debt load, net worth, budget control, subscriptions.
Every Sunday — debt progress, spending by category, net worth snapshot, and your savings rate. Personalized to your data.
Enter your balances, interest rates, and minimum payments. Takes 2 minutes. Or connect your bank and we pull them in automatically.
Instantly see the month and year you will be completely debt-free. Not an estimate — the actual math, personalized to your exact numbers.
Add extra payments and watch your date move earlier in real time. Every dollar you find buys you time. You will become obsessed.
No contracts. Cancel anytime. Early subscribers lock in their rate forever.
Find out exactly when you will be free — in 2 minutes, no credit card required.
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